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We will notify you of any modified versions of the Transparency Statement that might materially affect the way we use or disclose your personal data.

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If you choose to do this, we will communicate your NUS Extra membership card number (which you will provide to us) to the NUS and the NUS will then tell us the name of the academic institution you attend and provide us with a copy of your NUS Extra membership card photograph for us to digitalise and display within the Yoyo App. Where you have registered through, and are using, the Yoyo App, we do not share your personal data with Merchants. Where you have registered through, and are using, a Merchant branded version of the Yoyo App To respond to requests from courts, law enforcement agencies and other public, governmental or regulatory authorities or agencies. In the course of any investigation by us or any third party into any suspected criminal activity. Regarding information security, the risk of fraud, sector risk and credit risk. To protect our rights, privacy and property, and that of our customers. Service providers help us with things like payment processing, website hosting, data analysis, information technology and related infrastructure, customer services, email delivery and anti-fraud services. tax authorities) and to protect our rights or property, or the security or integrity of the Yoyo Services. If you opt out of receiving promotional communications from our Merchants, or from us we may still send you non-promotional communications such as emails about your Account or our ongoing business relationship with you. We hold personal data about you at our own premises and with the assistance of third-party service providers who may store and transmit such data outside of the European Economic Area (EEA). Your personal data may also be processed by staff operating outside the EEA who work for us or one of our service providers.

By choosing to link your NUS Extra membership card in this way you give us permission to provide and receive this information to and from the NUS. We may share your name, email address and mobile number with the relevant Merchant for the Merchant to use for marketing of its own products and services. We may also share your wider account data (including transactions) with the relevant Merchant to assist with any migration of users of the Merchant branded app to a new wallet provider in place of Yoyo Wallet for that Merchant. As a fraud prevention measure, we send your full name and postcode to payment service providers when you link a debit or credit card to your Yoyo Account. These third parties are authorised to use your information only as necessary to provide their services and we take appropriate steps to ensure that third parties protect your information. Third parties in the event of any reorganisation, merger, sale, joint venture, assignment, transfer or other disposition of all or any portion of our business, assets or stock (including in connection with any bankruptcy or similar proceedings). Create personalised retailer promotions based on your purchasing preferences and behaviour. Communicate with you by email about your orders or purchases, your services, Account, participation in any reward or offer programmes, contest or sweepstakes you have entered, and any requests for information you may submit to us. Communicate with you by email about our products, events or for other promotional purposes, including co-branded offers – except where you have expressly opted not to receive such material. Communicate carefully targeted third party offers by electronic means except where you have expressly opted not to receive such material. Such staff may be engaged in among other things, the provision of your support services. However, any such data transfer will be made only to a country that the European Commission has decided is country which ensures an adequate level of protection, or if we have otherwise provided for other appropriate safeguards to legitimise such data transfers.

You have the right to revoke the Yoyo Service access to third party apps or websites via your associated accounts with those third party apps or websites. Detailed transaction data: Detailed information on transactions you carry out using a Yoyo App to pay for goods or services, or redeem rewards and offers, such as the items that were obtained, the transaction ID, the price paid or discount given, the location and time of the transaction, and the outcome of that transaction. Anonymised Yoyo Wallet ID: A unique customer identifier. Anonymised customer profile: Location or demographic data and stated preferences (e.g. This also includes the use of cookies which we may place on your computer to help collect this information, or improve your experience on our Site.

For more information on cookies, please see Section 7 (Cookies) of our Transparency Statement below. Surveys: Information that you have opted to provide to us in response to customer research and satisfaction surveys. NUS Extra: If the functionality is available, Yoyo Wallet may allow you to link an 'NUS Extra' membership card issued to you by the National Union of Students (NUS) to your Account. Our service providers who help us provide the Yoyo Services. Manage risk by assessing payment and funding risks, identifying, preventing, detecting or tackling fraud, money laundering and other crime and carrying out regulatory checks. Facilitate the negotiation of any merger, sale of company assets, financing, acquisition or divestiture of all or a portion of our business. Comply with any applicable law, regulation or governmental request (e.g.

These cookies remember that you have visited a website and this information may be shared with other organisations such as advertisers.

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You should also know that we are registered as a data controller with the Information Commissioner’s Office under registration number ZA019543, and as such we are required to comply with the Data Protection Act 1998.

For the purpose of fulfilling our obligations under the Consumer Account Terms, or as required by applicable law or payment method rules. By using our Site and/or a Yoyo App you accept our use of cookies. Performance Cookies: Our Site collects system-related information, such as the type of internet browser and operating system you use, the website from which you have come to our Site, the duration of individual page views, paths taken by visitors through the Site, and other general information and your IP address (the unique address which identifies your computer on the internet) which is automatically recognised by our web server.

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